October 2026 BTO: 7 Projects, 7,970 Flats — Bayshore, Caldecott, Mattar, Tengah, Chencharu & Sembawang North

The last BTO exercise of 2026

HDB will close 2026 with about 7,970 flats across seven projects in six towns: Bedok (Bayshore, two projects), Toa Payoh (Caldecott), Geylang (Mattar), Tengah (Garden Avenue), Yishun (Chencharu), and Sembawang North. That figure was published with the June 2026 sales details. Together with February and June, 2026 supply sits at about 19,600 new flats.

Official prices, site plans, and the final Standard / Plus / Prime labels are released on launch day. Classifications below are what analysts told The Straits Times after HDB’s June 17 preview — treat them as expected, not confirmed.

You need a valid HDB Flat Eligibility (HFE) letter before you can apply. HFE processing often takes a month or more at peak. Multiple reports say you should submit all supporting documents by 15 September 2026 if you want to ballot in October. Applications themselves open in mid-October.

Income ceilings remain $14,000 a month for families and $7,000 for singles applying for a 2-room Flexi flat.

Overview

Price column is market estimate only. HDB has not published October 2026 selling prices yet.

Bedok — two Bayshore projects (2,500 flats)

This is the second Bayshore BTO round after the October 2024 batch. Both sites sit in the new waterfront estate by East Coast Park, next to Bayshore MRT on the Thomson-East Coast Line.

ST reported the two projects together offer 2,500 flats: about 1,240 2-room Flexi, 1,170 4-room, and 90 3-room. Analysts expect Plus, not Prime — same band as earlier Bayshore launches. Plus still means a 10-year MOP and subsidy clawback.

Project 1 (860 units): 350 × 2-room Flexi, 510 × 4-room. Minimart, shops, preschool.

Project 2 (1,640 units): 890 × 2-room Flexi, 90 × 3-room, 660 × 4-room. Largest project this exercise. Eating house, shops, preschools, Active Ageing Centre, kidney dialysis centre.

Nearly half the Bayshore supply is 2-room Flexi. If you are a first-timer single aged 35+, this is the volume play. Families chasing a 4-room at the East Coast will compete inside that 1,170-unit pool, with Plus rules attached.

Toa Payoh — Caldecott (expected sole Prime)

Toa Payoh West @ Caldecott is the project most analysts flag as the only Prime site in October. It sits beside Caldecott MRT, the Circle Line and Thomson-East Coast Line interchange — about a one-minute walk.

HDB-linked reporting puts the BTO mix at 590 2-room Flexi and 580 4-room, plus public rental flats. There will also be Community Care Apartments — CNA, quoting Minister Chee Hong Tat, called this the sixth CCA project, and the first CCAs in Toa Payoh. Stacked Homes puts the CCA count at about 260; treat the exact CCA / rental split as pending HDB’s launch brochure.

Prime means 10-year MOP and a subsidy recovery on resale. Clawback percentage is not published yet. June’s Prime projects came in at 10% (Lakeview Cascadia) and 14% (Berlayar Rise).

Who this is for: households who will actually live here for a decade, want the interchange, and can live without a 5-room option. There are no 5-room units in this mix.

Geylang — Mattar (440 units, expected Plus)

Smallest launch of the exercise: 170 2-room Flexi and 270 4-room, near Mattar MRT on the Downtown Line. Analysts told ST this could be Plus. A preschool is planned on site.

Tiny supply + mature-estate location usually means a hard ballot, especially for 4-room first-timers. If you need a flat more than you need this postcode, look at Chencharu, Tengah, or Sembawang North instead.

Tengah — Garden Avenue (710 units, expected Standard)

First Tengah BTO in about three years, along Tengah Garden Avenue in the Plantation district. Expected Standard: 5-year MOP, no clawback.

Stacked Homes’ unit mix (the one that adds cleanly to 710): 160 2-room Flexi, 50 3-room, 250 4-room, 200 5-room, 50 3Gen. This is the only October project covering every family flat type, including 3Gen. On-site: eating house, minimart, shops, preschool.

Tengah still waits on the Jurong Region Line. If you already know the town from Garden Court, Parc Clover @ Tengah and the other Plantation / Garden projects, this is a continuation, not a new experiment.

Indicative 4-room talk in the press is about $360,000–$400,000. That is not an HDB price list.

Yishun — fifth Chencharu project (1,580 units)

Bounded by Yishun Walk and Yishun Avenue 2. Fifth BTO in the precinct after Chencharu Hills, Chencharu Green, Chencharu Vines and Chencharu Grove. Expected Standard.

Unit mix: 390 2-room Flexi, 80 3-room, 460 4-room, 650 5-room. Largest 5-room supply this round. Two preschools planned. Near HomeTeamNS Khatib and the wider Yishun estate; Khatib MRT is the practical NSL node.

This is the “I want space and better odds” project. The 5-room count is the story. Central Prime sites this year simply do not offer that typology.

Sembawang North (1,310 units)

Along Admiralty Lane and Sembawang Drive, opposite Northoaks Primary. Expected Standard. Mix reported as 330 2-room Flexi, 100 3-room, 460 4-room, 420 5-room, plus an eating house, supermarket, shops and a preschool.

ST / 99.co: about a 15–20 minute walk to Sembawang MRT. That walk showed up as a demand killer in June, when Sembawang Portico and Sembawang Brook went below 1× for first-timer families even with shorter waiting times.

If you applied in June and missed Prime, this is the volume Standard option with 5-room stock. If you need an MRT at the door, it is not Caldecott.

Who should apply where

Singles (2-room Flexi): Bayshore has the units. Caldecott has the interchange but Prime rules. Woodlands-style 18× singles rates from June are a warning: Flexi in a liked town still ballots hard.

First-timer families who need a flat: Chencharu, Tengah, Sembawang North. Standard, larger types, more units. June already showed northern Standard can print below 1× when Prime soaks up demand.

First-timer families chasing location: Caldecott Prime, then Mattar Plus, then Bayshore Plus. Expect queue numbers that do not convert. Have a Standard backup in mind for the next exercise — you can only pick one town and one flat type per launch.

Second-timers: June 4-room Prime hit 17–23×. Do not count on Caldecott. Chencharu 5-room / Tengah 5-room and 3Gen are the realistic stock.

Seniors: Caldecott CCAs if you qualify; Bayshore Flexi if you want East Coast; Chencharu / Sembawang if you want Standard Flexi without a 10-year MOP.

Ballot-odds angle, from June’s numbers

June 2026: 6,952 flats, 22,634 applications as at 5pm on 24 June (about 3.3×). Prime took about 65% of applicants. Berlayar Rise 4.5× overall; Lakeview Cascadia 4.7×. Sembawang Standard first-timer families: 0.7× (3-room), 0.6× (4-room), 0.4× (5-room / 3Gen).

October repeats that split: one likely Prime (Caldecott), Plus at Bayshore and Mattar, Standard everywhere else. If the same 65% pile into Caldecott and Bayshore, Chencharu / Tengah / Sembawang North are where first-timer family rates can stay civil.

Check live application rates on the HDB Flat Portal during the window. You still submit only one application.

What to do this week

1. Apply or refresh your HFE letter; documents in by 15 September 2026.
2. Decide Prime vs Standard before you fall in love with Caldecott’s interchange.
3. If you have children, shortlist school distance separately from MRT distance.
4. Wait for HDB’s October brochure for prices, clawback %, and the real classification — do not treat this table as the sales document.

Browse all projects on the BTO listing and the launches page. June’s results are the best live analogue we have for how this mix will ballot.